Jenny McLean is a single mommy working at a 911-call center struggling to make ends satisfy and also increase her two children, Elsie and Luke. Although still reeling from her divorce, Jenny can not aid however tease when she obtains emergency phone calls from Jeff, a neighborhood firefighter she labels "Cowboy" for his good-looking voice. When Jeff is harmed in the line of obligation, he locates himself unable to climb staircases as well as requiring to rent out a first floor area from Jenny. It isn't long before the sparks are flying however can Jenny enable herself to take the danger?