Finn Conrad becomes suspicious as to the reasons the man left a nurse while settling his father's property. Until he expired, his dad knew her for less than two weeks. Before Christmas, Finn wants what things to reclaim that which he considers his family's money, going under cover to investigate breakfast and the bed the nurse has recently taken over. When Finn meets Willa, he finds she is not really a gold digger that is conniving in any way, but a lady in need who put the money to good use. Does it keep Willa from ever expecting him, when she finds his true individuality?